Credit Karma - Free Credit Scores & Reports
Check your free credit scores Learn what affects your credit scores and how you can take control.
Introducing Credit Karma Savings You worked hard for your money. Now Credit Karma Savings makes your money work harder for you. Open a savings account* in minutes and start earning a high-yield interest rate thats optimized across a network of 800+ banks.
Credit Karma Tax Filing your 2019 state and federal tax returns is 100% free from start to finish, plus youll get our Maximum Refund Guarantee**, Audit Defense*** and dedicated support.
Free ID monitoring We help you spot potential identity theft and give you tips for keeping your personal information safer.
Free credit monitoring Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.
Personalized Approval Odds See which credit card and personal loan offers youre more likely to get before applying.
Credit card choices Browse great credit card offers based on your unique credit profile.
All things auto Tune up your auto loan, save on insurance, see open recalls and find vehicle records.
Home sweet home Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.
Personal loan shopping Whether you want to refinance credit card debt or borrow for an emergency, well show you personalized offers based on your credit profile.
Search unclaimed money See if any of the more than $40 billion in unclaimed money has your name on it.
Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now.
*Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Maximum 6 withdrawals per monthly statement cycle.
**If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1.
***For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/. Exclusions apply.
$2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue.
Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.
Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).
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